21st Century ROAD to Housing Act, Championed by Miller-Meeks, Becomes Law

WASHINGTON, D.C. — The 21st Century ROAD to Housing Act, the most significant housing reform legislation in a generation, officially became law this week. Congresswoman Mariannette Miller-Meeks (IA-01), a vocal champion of the bill, celebrated its enactment as a major victory for Iowa families who have been squeezed by rising housing costs.

After passing the House 358-32 and the Senate 85-5 with overwhelming bipartisan support, the legislation became law after the 10-day constitutional window for presidential action passed, as provided under Article I, Section 7 of the U.S. Constitution.

Congresswoman Miller-Meeks championed the legislation throughout the process and publicly called on the President to sign it into law, emphasizing that Iowa families could not afford to wait for housing relief.

"For years, working families have been priced out of the homes they deserve. Young couples doing everything right, saving every dollar, and still watching homeownership slip further away," said Miller-Meeks. "This law changes that. It cuts red tape, builds more homes, lowers costs, and ensures Iowa homes go to Iowa families, not Wall Street. I am proud to have fought for it every step of the way."

How the 21st Century ROAD to Housing Act Delivers for Iowa Families:

• Lowers housing costs by removing unnecessary regulatory barriers and allowing pre-approved home designs so builders can get permits faster.
• Builds more homes by modernizing HUD programs, updating manufactured housing rules, and converting vacant buildings into attainable housing.
• Bans Wall Street from buying Iowa homes, prohibiting large institutional investors that own at least 350 single-family homes from purchasing more.
• Empowers community and rural banks by cutting red tape so local lenders can finance new home construction for Iowa families, farmers, and small businesses.
• Protects Iowa veterans by improving access to VA home loan benefits and ensuring disability compensation does not count against housing eligibility.
• Preserves affordable rural housing for 400,000 rural families whose housing is tied to maturing USDA mortgages.

Congresswoman Miller-Meeks will continue working to lower housing costs and expand opportunities so more Iowa families, renters, and first-time buyers can achieve the American Dream of homeownership.

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